Click or tap the factoids below:

We are Licensed Mortgage Loan Originators

As Licensed Mortgage Loan Originators, continuing education courses are required to maintain our license on an annual basis. In contrast, many loan officers at banks typically are not licensed mortgage loan originators.

Is it better to RENT now, or OWN?

The benefits of owning may outweigh renting. Click here to see how that decision may affect your situation.

We find your most competitive rate and term

We shop among multiple mortgage lenders to get you the lowest interest rate possible for buying your home. In contrast, a bank offers interest rates based on their rate sheet.

Absolutely NO extra points or hidden fees

We do not charge you extra points or hidden fees for your mortgage loan. You may opt to “buy-down” your rate; but know that there will always be full disclosure of all fees and expenses up front. In contrast, banks can charge hidden fees to cover overhead and other costs of operating their bank.

Always available for you — no "banker's hours" here

We are available to discuss questions about your mortgage during days, nights, and weekends.  Banks operate on banking hours throughout the week with some open on Saturday mornings.

Faster approvals mean faster to close

We have a vested interest to pre-approve you in an expeditious manner and advocate for your mortgage to close within 3 weeks. In contrast, our realtor partners report having difficulties with closing deals on time with banks.

Solutions for lower credit scores

We offer mortgage loans for borrowers with lower credit scores; previous blemishes on their credit, such as a foreclosure; or income from self-employment. Banks typically prefer higher credit scores and may reject higher risk borrowers.

Follow-up is key

We follow up with you after you close on your property and are there to assist you with future mortgage needs. We have many satisfied, returning clients. You’ll keep us in your corner